Dockwa Boating and Cruising Blog | Cruising, Travel, How-To, Events, Regattas

New U.S. Coast Guard Life Jacket Rules for 2025: What Boaters Need to Know

We’re excited to partner with NauticEd, your go-to resource for online boating education! Together, we’ll deliver key updates on USCG regulations, relatable insights, and practical tips in a quarterly article featured in our boater newsletter, The Running Fix. Subscribe and stay tuned for more articles that keeps you informed and inspired!

Understanding the New U.S. Coast Guard Life Jacket Levels

New life jacket classifications on January 6th, 2025

Starting January 6, 2025, the U.S. Coast Guard (USCG) is updating life jacket requirements... So get ready to trade in your old PFD (“Personal Flotation Device”) for something that matches your socks, because now they’ll be judging both style and buoyancy! JUST JOKING (you can keep your current lifejacket if it’s to regulations)!

Or rather we’re only sort’a joking. The USCG has been testing and updating the classifications for PFD’s for years, which becomes official on Jan. 6th 2025. The effort includes clarifying which life jacket is appropriate for what situation (like kayaking versus offshore boating), while also encouraging innovation in the boating industry to produce more comfortable life jackets. Simply, style is important in the sense that “the best lifejacket is the one you wear”, and so we applaud the USCG’s efforts to encourage comfortable and stylish safety with lifejackets so that more people wear them.

These changes are welcomed by us old salts who sported the neon orange dinosaur vests in the 80’s and 90’s, and it’s especially good news for “fashionably unsafe” boaters not wearing or inventorying proper life jackets (yes a little tough love there - but life jackets save lives!).

Cheers! Grant Headifen, NauticEd Global Director of Education


Overview

The U.S. Coast Guard (USCG) has updated its life jacket classification system to make it easier to choose the right life jacket for different water activities and conditions. The new system uses Performance Levels instead of the old Type I–V classifications and aligns with international standards (ISO). Here’s a guide to the new levels, when they must be worn, and when they count as inventory.

 

What Does 'Inventory' Mean for Life Jackets?

Before we get into the new levels, let’s first review our “inventory” because it’s a legal requirement as well as a common source of confusion amongst boaters. 

In the context of U.S. Coast Guard (USCG) regulations, inventory means that a life jacket counts toward the legal requirement to have at least one USCG-approved life jacket available for each person onboard a vessel. Or, mostly so - the “devil’s in the details” on the rules….

Important Details about Inventory Rules:

  1. Readily Accessible – The life jacket must be easy to access in case of an emergency. It cannot be locked away or buried under other gear.
  2. Proper Fit* – Life jackets must match the size and weight of the person they are intended for and be in good working order (no rips, tears, or broken buckles).
  3. Serviceable Condition – Life jackets must be ‘serviceable’, meaning no rips, tears, or broken buckles. In other words, duct-taped life jackets and good intentions don’t count towards your inventory.
  4. USCG-Approved Label – The life jacket must have a USCG approval label specifying its intended use, level, and size/weight rating.

When Does a Life Jacket NOT Count as Inventory?

  1. Inflatable Life Jackets - Some inflatable life jackets (e.g., Level V in the old system, Level 100 and 150 inflatables in the new system) must be worn at all times to count as legal inventory. If the inflatable is not being worn, it does not count toward the required number of life jackets onboard. Simply, check the label!
  2. Level 50 Life Jackets – Level 50 jackets are designed for specialized activities off-boat like watersports such as Kayaking, Wakeboarding, and Paddle Boarding do not count as inventory when the wearer is not actively participating in the activity. Once back onboard a boat, the person must have access to a Level 70 or higher jacket to meet inventory requirements.
  3. Improper Fit or Maintenance – A life jacket that does not fit the person properly (e.g., too small or too large) or is damaged cannot count toward inventory.

*Note: Sizing Based on Weight and Chest Measurements - Regarding properly fitting, life jackets come in various sizes based on weight for children and chest size for adults.


Adult Sizes – Typically based on chest size in inches:

  • Small: 32–36 inches
  • Medium: 36–40 inches
  • Large: 40–44 inches
  • X-Large: 44–48 inches

Children’s Sizes – Categorized by weight range:

  • Infant: 8–30 lbs
  • Child: 30–50 lbs
  • Youth: 50–90 lbs

Key Inventory Takeaway:
To meet legal requirements, you must have one properly fitting and serviceable USCG-approved life jacket for each person onboard. Some jackets—especially inflatable models—must be worn at all times to count, so always check the label for specific compliance rules.

 

New Life Jacket Classifications

Starting January 6th, 2025 manufacturers will begin labeling life jackets with the new “Performance Level” system. NOTE: expect some confusion as the USCG, manufacturers, and retailers begin phasing in the new system (thus you still may see the old Type I-V labels, which is OK and totally viable since this is a longer-term transition).

The new system replaces the “Type I-V” with a “Performance Level” based on a life jacket’s buoyancy (or more specifically based on Newtons of buoyancy force, which is “clear as mud” math to most of us - that we’ll explain later). Additionally, the new labels will include information for (a) best use, (b) whether it turns an unconscious wearer face up, and (c) additional warnings. The table below shows the new system, and we included whether a performance level counts towards your inventory, just to be clear on following the regs….

Also check your local and state regulations - they may be different!!!

 

Example of the new Labels:

 

What do the Performance Level numbers mean (i.e., let’s chat Newtons)?

I’m an engineer by degree and past career (before sailing), and so at this point, the team at NauticEd starts rolling their eyes - with a few choice, spicy, words - when I get into such glorious topics such as calculating Newtons! Too-Much-Fun!

Back in high school, you may have been introduced to the concept of the Newton. On earth, a Newton is a force that is equivalent to about 0.1 kg of weight – or rather 10 newtons equals 1 kg = 2.225 pounds of weight. Actually, it is 9.81 N = 1kg of weight – but who’s counting?

For example, a 160 lb (72kg) person when on planet Earth exhibits 708 Newtons of downward force (aka gravity). When immersed in water, buoyancy will reduce that weight by about 90% because the human body is made up mostly of water. So a 160 lb (72kg) person in water weighs only 16 lbs  (7kg) = 70 Newtons. 

As applied to buoyancy force and the new life jacket system, a Newton (N) is the unit of force used to measure the buoyancy of a life jacket on Earth (i.e., it might be different if you’re boating on Mars when they find enough water). It represents the amount of upward force the life jacket provides to keep a person afloat in the water.

To stay afloat the 160 lb person needs 16lbs (70 Newtons) of buoyancy. A person with more body fat will need less buoyancy (because fat floats) while a muscle-dense person may need more (because a lean steak sinks). For this reason, International standards and now the new US Coast Guard standard use a Newton rating for life jackets where the Newton rating is listed as a “Level”. “Levels”, then are based on the required flotation (i.e., Newtons) to keep a person afloat.

For example, a Level 70 life Jacket provides 15.7 lbs (70 Newtons: 7 kg) of buoyancy. The Levels also relate to the water conditions. For example, a Level 70 is really only recommended for nearshore waters where quick rescue is likely. A larger muscle density person weighing more than 160 lbs might consider a Level 100 which would provide 22 lbs (100 Newtons) of buoyancy even if operating near shore.

As the boater gets farther offshore and into potentially rougher waters the Level requirement goes up regardless of the weight of the person. This is because higher Levels provide more buoyancy and in rough seas that is important - especially if you’re weighted down with a bunch of gear/clothing or need a life jacket design that turns you face up if you’re unconscious.

Turning face up while unconscious? Let’s just consider a worst-case scenario wherein the crew slips on a wet/slippery deck, no jacklines, they bang their head and are unconscious, AND THEN FLOPS OVERBOARD. What do you do? A good start is just wearing the right life jacket for the situation before it happens!

“Clear as mud”, right? Eh, just follow the new life jacket labels for your “Performance Level” as well as fit your use, size, and weight – and mind that your inventory meets regulations, wear the life jacket, and you should be good.

When to Wear Each Life Jacket Level?

Below is guidance on “when to wear” life jackets based on the new levels.

Level 50

  • Best only for: Watersports (e.g., wakeboarding, kayaking) in calm, sheltered waters.
  • Requirements: Not USCG-approved for general boating unless worn during the activity. Suitable only for active swimmers in supervised settings.
  • Does not count as a legally available lifejacket when for example the wakeboarder steps back on the boat. There must be at least a level 70 available.

Key Points About Level 50 for Kayaking, Skiing, and Paddle Boarding:

  • USCG Approval for Special Activities: Level 50 life jackets are NOT approved for general boating inventory but are allowed for specialized activities, such as kayaking, waterskiing, and paddleboarding—where quick rescue is expected. They are designed for active swimmers in calm, sheltered waters.
  • Must Be Worn During Activity: To meet U.S. Coast Guard (USCG) legal requirements, a Level 50 life jacket must be worn at all times while kayaking. It cannot just be carried onboard like Level 70 or higher life jackets.
  • Does NOT Count as Inventory When Not Worn:
    • If the kayaker removes the Level 50 jacket while ashore or paddling to another location, it will not count as a legal life jacket for onboard inventory compliance.
    • A Level 70 or higher jacket must be readily accessible in such cases to meet the inventory requirement.
    • Some states require wearing a lifejacket at all times because of extreme conditions like white water kayaking or cold water.
  • Not Legal for Children on boats even if less that 50 Newtons is required due to weight of the child

Level 70

  • Best for and the minimum required for: General boating in nearshore or inland waters where quick rescue is expected.
  • Requirements: Approved for inventory without being worn, provided it’s readily accessible and properly maintained and if in the case of an inflatable, it must be charged with a CO2 canister.
  • At least 1 level 70 or above is required for each person onboard, including children
  • Does not count as legal inventory for offshore operations

Level 100

  • Best for: Coastal waters or moderate offshore conditions where rescue may be delayed.
  • Requirements: Foam models count as inventory without being worn. Inflatable models must be worn to count as inventory. The Minimum required for anyone including children when operating offshore. Proper size is also required.

Level 150

  • Best for: Offshore or rough waters where conditions can change rapidly, and delayed rescue is possible.
  • Requirements: Foam models count as inventory without being worn. Inflatable models must be worn to count as inventory.
  • Not Available for Children: Usually 150s come in a physical size too big for children. A level 100 provides plenty of buoyancy for a child.

Level 275

  • Best for: Extreme offshore conditions with heavy gear or clothing that may make flotation more difficult. Ideal for industrial use or survival suits.
  • Requirements: Counts as inventory without being worn, whether inflatable or foam, as long as it’s readily accessible, properly maintained and charged.

Life Jackets for Children



Our kiddos not only abide by different rules and regulations, but they also need some additional features.

Children Under 13: Federal law requires children under 13 years old to wear a USCG-approved life jacket while onboard a moving boat, unless below deck or in an enclosed cabin. Please note that State law may have age variants, so always check your local laws!

Weight-Based Fit: Life jackets label must match the child’s weight category: 

  • Infant: 8–30 lbs
  • Child: 30–50 lbs
  • Youth: 50–90 lbs

Required Levels for Children: 

  • Level 70 for nearshore use.
  • Level 100 offshore waters or situations where face-up flotation may be needed.
  • Inflatable PFDs are not recommended for children under 16 years old.

Additional Safety Features:

  • Grab handles – Allows quick rescue from the water.
  • Crotch straps – Prevents the life jacket from riding up or slipping off.
  • Head support collars – Adds extra buoyancy to keep the head afloat.
  • Bright colors and reflective strips – Improve visibility.

Additional info from the USCG:

When Are Life Jackets Required?

  • Adults: Life jackets must be readily available onboard for each passenger and worn in specific conditions like rough waters or personal watercraft activities. Inflatable models for Levels 100 and 150 must be worn to count as legal inventory unless specified otherwise on the label.
  • Children 13 or younger: Must always wear a life jacket when on deck or in open areas of a moving vessel. Check state law for variances.

Key Takeaways

  1. Choose the right level based on activity, water conditions, swimmer ability, body mass, and body muscle/fat composition.
  2. Choose the right size based on weight for children and chest size for adults.
  3. Level 70 is the minimum standard for recreational boating and most common for adults and children in calm waters.
  4. Use Level 100 or higher for offshore or rough conditions, especially for non-swimmers or children.
  5. Inflatable life jackets for Levels 100 and 150 must be worn to meet USCG requirements for approval, while foam models may count as inventory without wearing.
  6. Ensure all jackets are USCG-approved, fit properly, and are rated for the person’s weight and activity.

 

Final Advice

Life jackets save lives—but only if they are appropriate for the activity, fit properly, and are worn when required. Whether you’re sailing offshore or kayaking nearshore, always check the USCG label for the level and intended use before heading out.

Final Final Advice (not done yet!)
U.S. Coast Guard statistics reveal a significant decrease in drownings as life jackets became more comfortable. This improvement is largely attributed to more people choosing to wear them. The impact was even more pronounced among children. Studies showed that parents, faced with a whining or uncomfortable child, were more likely to remove an uncomfortable life jacket to ease the child’s discomfort—often prioritizing temporary relief over the potential risk of drowning.

This highlights the importance of comfortable, well-fitted life jackets, particularly for children, to encourage consistent wear and prevent avoidable tragedies. Seriously, wear your life jacket and check your inventory. They are not confidence boosters, and good intentions and positive thinking don’t keep you afloat in an emergency – life jackets save lives!

We hope you enjoyed the demystifying of the new Life Jacket Standard. All of NauticEd’s education courses and articles make serious topics enjoyable to read and consume - thus creating more knowledge retention leading to safety and competence on the water.

Meet the Author: Grant Headifen, Global Director of Education at NauticEd

My mission for NauticEd is to provide the highest quality boating education available - and deliver competence wherever sailors live and go. 

Take NauticEd Online Sailing courses

Take NauticEd Online Power courses

 

 
Be the first to access boater stories like this one by subscribing to our new newsletters,The Running Fix and Dock Talk!